Positive momentum for the housing market: In the week ending January 15, 2026, the national average mortgage rate fell to 6.06%, marking a one-point decrease year over year. This drop should ease affordability concerns, attract more buyers, and provide sellers with greater confidence to bring homes to market.
Nationally, median home prices rose 2.2%, and inventory was up 8.6%. But hey, remember real estate is local!
For Mecklenburg County, average sales prices rose 5.5% to $614,954 while for sale inventory rose to 3001 homes, up 19.7% to a 2.3 months supply.
Focusing our attention even more closely to December numbers for several zip codes in Charlotte:
| Zip Code | Average Sales Price | % Change | Days on Market |
| 28207 | $1,275,000 | -19.9% | 68 |
| 28211 | $930,000 | +24% | 46 |
| 28210 | $571,000 | +3.4% | 35 |
Hopefully the market and political uncertainties that affect mortgage rates will work back to levels that will stimulate national and local Buyers and Sellers. Time will tell.